Deposits

A reliable way to save and increase your savings

Select a deposit by parameters

Deposit «Money tree»

Wishes must come true

Interest rate

Income

Open online

Interest rates and terms

Basic terms

Deposit amount Amount & nbsp; deposit & nbsp; and interest & nbsp; per annum	91 days 180 days	181 days 271 days	272 days 366 days	367 days 548 days
from 3 000	6,95	7,65	8,05	8,05
from 700 001	7,00	7,70	8,10	8,10
from 1 400 001	7,10	7,80	8,20	8,20

The minimum required deposit balance - 3,000 rubles
Replenishment is terminated 30 days prior to the deposit expiration
Minimum deposit period - 91 days, maximum - 548 days
Additional replenishment is available at the rate being effective as of the date when additional funds are placed
Partial withdrawal - unavailable
Early termination at a discounted rate - 3.5%
Interest is paid at the end of the deposit term with a further adding to the deposit amount
Automatic renewal - available

Deposit «Investor»

Long-term placement of monetary

Interest rate

Income

Open online

Interest rates and terms

Basic terms

₽

€

Deposit amount Amount & nbsp; deposit & nbsp; and interest & nbsp; per annum	1 year 367 days	18 months 548 days	24 months 731 days	36 months 1096 days
from 700 000 to 1 500 000	7,85	7,85	7,45	7,25
from 1 500 001	7,95	7,95	7,55	7,35

Deposit amount Amount & nbsp; deposit & nbsp; and interest & nbsp; per annum	1 year 367 days	18 months 548 days	24 months 731 days	36 months 1096 days
from 10 000 to 50 000	0,35	0,35	0,35	0,35
from 50 001	0,45	0,45	0,45	0,45

Deposit amount Amount & nbsp; deposit & nbsp; and interest & nbsp; per annum	1 year 367 days	18 months 548 days	24 months 731 days	36 months 1096 days
from 10 000 to 50 000	0,07	0,07	0,07	0,07
from 50 001	0,10	0,10	0,10	0,10

As of the time of conclusion of the deposit agreement, the minimum required deposit balance is set in the amount of 700,000 rubles or 10,000 USD / Euro. When renewing, the minimum required deposit balance is set in accordance with the conditions being effective on the date of renewal
Additional replenishment is available within the first 6 months from the date of the deposit opening
Partial withdrawal is available: 30% of the deposit amount once during the deposit term
Early termination at a flexible interest rate, depending on the term of the funds being on deposit *
Accrual and payment of interest at the end of the term with a further adding to the deposit amount
Automatic renewal - available

Deposit «Income»

Monthly interest payment

Interest rate

Income

Open online

Interest rates and terms

₽

€

Deposit amount Amount & nbsp; deposit & nbsp; and interest & nbsp; per annum	1 month 31 days	2 month 61 days	3 month 91 days	6 month 181 days	9 month 271 days	1 year 367 days	18 months 548 days	24 months 731 days	36 months 1096 days
from 3 000	6,05	6,65	7,30	7,80	8,00	8,40	8,40	8,00	7,80
from 700 001	6,10	6,70	7,35	7,85	8,05	8,45	8,45	8,05	7,85
from 1 400 001	6,15	6,75	7,40	7,90	8,10	8,50	8,50	8,10	7,90

Deposit amount Amount & nbsp; deposit & nbsp; and interest & nbsp; per annum	1 month 31 days	2 month 61 days	3 month 91 days	6 month 181 days	9 month 271 days	1 year 367 days	18 months 548 days	24 months 731 days	36 months 1096 days
from 100	0,03	0,03	0,07	0,25	0,35	0,65	0,65	0,65	0,65
from 10 001	0,04	0,04	0,09	0,35	0,45	0,75	0,75	0,75	0,75
from 30 001	0,05	0,05	0,10	0,45	0,55	0,85	0,85	0,85	0,85

Deposit amount Amount & nbsp; deposit & nbsp; and interest & nbsp; per annum	1 month 31 days	2 month 61 days	3 month 91 days	6 month 181 days	9 month 271 days	1 year 367 days	18 months 548 days	24 months 731 days	36 months 1096 days
from 100	0,01	0,01	0,02	0,03	0,03	0,05	0,05	0,05	0,05
from 10 001	0,01	0,02	0,03	0,05	0,05	0,07	0,07	0,07	0,07
from 30 001	0,01	0,02	0,03	0,05	0,05	0,1	0,1	0,1	0,1

Basic terms

Additional placement of funds - unavailable
Partial withdrawal is available for deposits for a period over 1 year, 30% of the deposit amount once during the deposit term
Minimum required deposit balance - 3,000 rubles
Early termination at the rate of the "On demand" deposit
Interest, at the client’s choice, is paid on a monthly basis to an operating account or capitalized
Automatic renewal – available

Deposit «Premier»

Flexible interest rate depending on the term

Interest rate

Income

Open online

Interest rates and terms

Basic terms

₽

€

Deposit amount Amount & nbsp; deposit & nbsp; and interest & nbsp; per annum	1 year 367 days	18 months 548 days	24 months 731 days	36 months 1096 days
from 700 000 to 1 500 000	8,30	8,30	7,90	7,70
from 1 500 001	8,35	8,35	7,95	7,75

Deposit amount Amount & nbsp; deposit & nbsp; and interest & nbsp; per annum	1 year 367 days	18 months 548 days	24 months 731 days	36 months 1096 days
from 10 000 to 50 000	0,60	0,60	0,60	0,60
from 50 001	0,70	0,70	0,70	0,70

Deposit amount Amount & nbsp; deposit & nbsp; and interest & nbsp; per annum	1 year 367 days	18 months 548 days	24 months 731 days	36 months 1096 days
from 10 000 to 50 000	0,07	0,07	0,07	0,07
from 50 001	0,10	0,10	0,10	0,10

As of the time of conclusion of the deposit agreement, the minimum required deposit balance is set in the amount of 700,000 rubles or 10,000 USD / Euro. When renewing, the minimum required deposit balance is set in accordance with the conditions being effective on the date of renewal
Additional replenishment - unavailable
Partial withdrawal is available: 30% of the deposit amount once during the deposit term
Early termination at a flexible interest rate, depending on the term of the funds being on deposit *
Interest, at the client’s choice, is paid on a monthly basis to an operating account or capitalized • Automatic renewal - available

Deposit «Detsky»

Think about your child's future today - open a deposit for him or her!

Interest rate

Income

Open online

Interest rates and terms

Basic terms

Deposit amount Amount & nbsp; deposit & nbsp; and interest & nbsp; per annum
from 15 000 rubles	The deposit interest rate equals to the key rate of the Bank of Russia, increased by 0.5%

The interest rate on the deposit equals to the key rate of the Bank of Russia, increased by 0.5%. The interest rate on the deposit changes at the time of the key rate change.
Is opened in a child’s favor.
Interest is paid on a quarterly basis and is added to the deposit amount.
The deposit is opened for a period of 3 to 5 years
Up from 15,000 rubles
Recurring. The minimum amount of an additional funds’ placement – 1,000 rubles
The deposit is opened by a parent (guardian) or a close relative in favor of a child. There is an option to execute a testament in terms of the deposit in favor of a child.
Partial withdrawal - unavailable
Automatic renewal - available
Early termination: up to 1 year - at the "On demand" rate being effective as of the day of the deposit termination; over 1 year - at the key rate of the Bank of Russia being effective as of the day of the deposit termination, reduced by 5%, but not less than the "On demand" rate.

Advantages

Interest is paid on a quarterly basis and is added to the deposit amount.
The possibility of depositing additional funds - not later than 3 months prior to the end of the deposit term
At the age of 18, the child will be able to independently manage the deposit

Deposit «Pensionny»

Additional income to retirement. Special interest rates for older people.

Interest rate

Income

Open online

Interest rates and terms

Basic terms

Deposit amount Amount & nbsp; deposit & nbsp; and interest & nbsp; per annum
from 10 000 rubles	The deposit rate equals to the key rate of the Bank of Russia, increased by 0.5%

The interest rate on the deposit equals to the key rate of the Bank of Russia, increased by 0.5%. The interest rate on the deposit changes at the time of the key rate change.
Interest is paid on a quarterly basis and is added to the deposit amount.
The deposit is opened for a period of 3 to 5 years
Up from 10,000 rubles
Recurring. The minimum amount of an additional funds’ placement – 1,000 rubles
Automatic renewal - available
Early termination: up to 1 year - at the "On demand" rate being effective as of the day of the deposit termination; over 1 year - at the key rate of the Bank of Russia being effective as of the day of the deposit termination, reduced by 5%, but not less than the "On demand" rate.

Advantages

Interest is paid on a quarterly basis and is added to the deposit amount
The possibility of replenishment - not later than 3 months prior to the end of the deposit term
A partial withdrawal of up to 30% of the amount without loss of interest once during the deposit term

Deposit «Stay calm»

Сalm, be calm!

Interest rate

Income

Open online

Interest rates and terms

Basic terms

The minimum required deposit balance - 100,000 rubles
Deposit term - 91 and 181 days
Early termination of the deposit at a rate depending on the deposit term
Partial withdrawal - unavailable
Frequency of interest payments - interest is paid at the end of the deposit term
Additional replenishment - unavailable
Automatic renewal – available

Deposit interest rates

Term	31 days 60 days	61 days 90 days	91 days 120 days	121 days 150 days	151 days 180 days
Early termination rate, % per annum	5,95%	6,55%	7,20%	7,40%	7,70%
Rate at the end of the deposit term, % per annum			7.40% for a deposit for 91 days		7.90% for a deposit for 181 days

Deposit «Savings Account»

Interest rate

Income

Open online

Interest rates and terms

Basic terms

The minimum required deposit balance - 10,000 rubles
Deposit term - 1.5 years
Early termination of the deposit at the "On demand" interest rate
Partial withdrawal - available, without limitations
Frequency of interest payments - interest on the deposit is accrued for the actual time the funds are on the deposit. Accrual of interest on each new placement shall start from the minimum deposit rate.
Additional replenishment - the minimum amount is 10,000 rubles
Automatic renewal - available

Deposit interest rates

Term	1 - 60 days	61 - 90 days	91 - 180 days	181 - 270 days	271 - 367 days	368-549 days
Rate	5,65%	6,25%	6,90%	7,40%	7,60%	8,20%

Deposit «Hello, Neighbor!»

Deposit for neighbors

Interest rate

Income

Interest rates and terms

Deposit amount Amount & nbsp; deposit & nbsp; and interest & nbsp; per annum	6 мес 181 days	9 мес 271 days	1 year 367 days	18 months 548 days	24 months 731 days	36 months 1096 days
from 3 000	7,00	7,20	7,60	7,60	7,20	7,00
from 700 001	7,05	7,25	7,65	7,65	7,25	7,05
from 1 400 001	7,10	7,30	7,70	7,70	7,30	7,10

Basic terms

Individuals - residents and non-residents who have registration or real estate on the streets in accordance with the address program
The minimum deposit amount is 3,000 rubles.
Early termination of the deposit - at the rate "On demand"
Partial withdrawal is allowed for deposits on Term from 1 yearа, up to 30% of the deposit amount 1 time during the Term deposit
Frequency of interest payments. At the client's choice: paid monthly to the current account or capitalized
Additional contributions are not allowed
The deposit can be opened from 04/22/2021 to 02/15/2022
Increase in the interest on the deposit up to 0.1%, for each client who came on the recommendation

Deposit «3:0»

In your favor

Interest rate

Income

Interest rates and terms

Basic terms

The minimum required deposit balance - 30,000 rubles
Deposit term - 367 days
Early termination of the deposit:
up to 180 days - at the "On demand" deposit rate
after 180 days - at the deposit rate reduced by 1%
Partial withdrawal - unavailable
Frequency of interest payments - on a monthly basis or capitalized
Additional replenishment - unavailable
Automatic renewal - at the rate being effective as of the date of renewal
A deposit is opened from 20.09.2021 to 31.12.2021.

Deposit interest rates

Deposit amount	% rate, per annum	Rate for early termination after 180 days
from 30 000 to 500 000	8,10%	7,10%
from 500 001 to 1 500 000	8,20%	7,20%
over 1 500 001	8,30%	7,30%

Advantages

Favorable interest rates
Savings and hedge against inflation
Deposit opening at 16 offices in Moscow, 8 branches in Russia and on-line
Receiving gifts when opening a deposit
Flexible conditions with partial withdrawal and top-up options

How to open a deposit?

You can open a deposit in You can open a deposit in any of 16 offices in Moscow or 8 branches in Russia or through Internet-Bank system.

Other products

Additional services VIP service Personalized service at a high level

Convenient means of payment Debit card Cards for any purpose

Deposits and investments Individual Investment Account Investment and Tax Benefits

Tariffs and documents (available in Russian)

Demand deposit interest rates paid in case of pre-term time deposit termination PDF, 220.62 Kb

Legal information and liability limitation

For detailed information on all terms and conditions of services, please contact the employees of SDM-Bank PJSC (hereinafter - the Bank) at the numbers indicated on this website. The Bank reserves the right to make a final decision on the availability of these services to a particular client, including the Bank, various restrictions may be imposed without warning. Information and materials posted on this website may be changed at any time and without notice. No guarantees in direct or indirect form, including those stipulated by law, are provided in connection with the information and materials provided. The Bank does not guarantee the accuracy, completeness, adequacy of the reproduction of any information posted on this website, and unconditionally waives responsibility for errors and omissions contained in such information.

Nothing published on this website can be considered:

as a guarantee or promise in the future performance efficiency (return on investment)
as conditions for the provision of relevant services affecting the amount of income that the person who has used the services will receive, or for the amount of expenses incurred by the person who has used the services;
as conditions that determine or affect the actual value of a loan
as a public offer.

Before using any of the Bank's services, the client must at his own risk and risk assess the economic risks and benefits of the service, the tax, legal, accounting consequences of concluding a transaction about rendering a particular service, their willingness and the opportunity to accept such risks. All digital and calculated data are provided without any obligation and solely as an example of the financial parameters that normally constitute the terms of the transaction.

Under no circumstances will the Bank be liable for any damages, including actual damage and lost profits, arising from this website, its use, inability to use, interference, defects, virus or malfunctioning of the system equipment.

By entering any data on this website, the client unconditionally confirms its unconditional consent to the transfer, processing by any means and use of any data by the Bank, including its personal data, realizing and agreeing that the data transmission is done in ways, as well as with the use of encryption facilities at the discretion of the Bank, the client assumes all risks associated with the transfer of his data, including those related to the receipt by any third parties of this data when transmitting it, and agrees that he does not have Islands of the Bank of any claims related to the disclosure (transfer) information to third parties.

Надежда Базунова

Павел Попов

Надежда Крапухина

Алла Воронова

Для вкладов в	По срокам вкладов согласно заключенным договорам с физическими лицами
	До востребования	на срок до 90 дней	на срок от 91 до 180 дней	на срок от 181 дня до 1 года	на срок свыше 1 года
российских рублях	—	3,650	4,350	4,500	5,000
долларах США	—	0,120	0,300	0,750	1,250
евро	—	0,020	0,030	0,050	0,100

История Аллы Владимировны и СДМ-Банка – это больше чем просто история успешной карьеры топ-менеджера. По словам Аллы Владимировны, филиал в Воронеже – это не просто работа, служба, карьера. Это часть жизни, часть семьи, второй дом. Причем сейчас уже можно с уверенностью говорить о трудовой династии: Алла Владимировна стала директором филиала после своего отца Владимира Андреевича Воронова. Именно он был первым руководителем филиала, создавшим его в 1995 году и обеспечивавшим устойчивое развитие бизнеса до 2012 года.

К моменту назначения на должность директора Алла Владимировна проработала в СДМ-Банке уже более 15 лет. Начинала, как и полагается вчерашней студентке, с должности экономиста.

Сейчас Алла Владимировна с улыбкой вспоминает, что делать приходилось практически все, не ограничиваясь только своими прямыми обязанностями, «разве что водителем или IT-специалистом я не работала – а так была везде на подхвате». Отношение к филиалу было сформировано именно отцовским руководством: никогда не подходить к задачам формально, жить на работе, относиться к филиалу как к своему детищу – вот основные принципы, по которым строилась работа Аллы Владимировны в течение всей трудовой деятельности.

Перечень должностей Аллы Владимировны красноречиво подтверждает, что именно такое отношение – залог успеха и бизнеса, и человека в нем.

1997 год – экономист;
В 2000 году была переведена на должность инспектора внутреннего контроля;
В 2003 году была назначена на должность кредитного инспектора;
В 2004 году была переведена на должность начальника кредитного отдела;
В 2008 году была назначена на должность заместителя директора филиала СДМ-Банка г. Воронеже;
В 2012 года – стала директором филиала.

Гульнара Фатыкова

Deposits

Select a deposit by parameters

Basic terms

Basic terms

Basic terms

Basic terms

Basic terms

Advantages

Basic terms

Advantages

Basic terms

Deposit interest rates

Basic terms

Deposit interest rates

Basic terms

Basic terms

Deposit interest rates

Advantages

How to open a deposit?

Other products

Tariffs and documents (available in Russian)

Application for Acquiring

Application for encashment

Application for a salary project

Application for opening an account

Feedback

Оформление заказа

Application for opening a deposit

Application for a mortgage

Application for Acquiring

Анкета на получение специальных условий

Feedback

Application for leasing

Business credit application

Application for consumer credit

Application for a mortgage

Application for auto credit

Application for a credit before the salary

Application for credit card

Business credit application

Заявка на подключение терминалов платформа

Feedback

Application for vacancy

Регистрация на семинар

Application for opening an account

Application

Application

Legal information and liability limitation

Общая информация о профессиональном участнике рынка ценных бумаг

СДМ-Банк является участником:

Информация о процентных ставках по договорам банковского вклада с физическими лицами

Надежда Базунова

Образование

Карьера

Секрет успешной карьеры

Об уполномоченном по правам потребителей финансовых услуг

Павел Попов

Образование и начало трудовой деятельности

Карьера в СДМ-Банке

Секрет успешной карьеры

Надежда Крапухина

Образование

Карьера в СДМ-Банке

Секрет успешной карьеры

Алла Воронова

Образование

Карьера в СДМ-БАНКе

Личные качества

Секрет успешной карьеры

Гульнара Фатыкова

Образование

Начало трудовой деятельности

Карьера в СДМ-БАНКе

Личные качества

Секрет успешной карьеры