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DEPOSIT INSURANCE

All of our Savings and Deposit products are subject to deposit insurance in accordance with Russian regulatory and legal requirements. Please click here to read about our participation in the deposit insurance program.

DEMAND AND TIME DEPOSITS

Our clients have a choice between Demand and Time Deposits. Each account type may be appropriate for different day-to-day needs, depending on each client’s preferences and requirements.

DEMAND DEPOSITS

Demand deposits are ideal for clients who regularly use their account for cash and settlement services.

For clients who plan to carry out day-to-day transactions on their accounts, and actively use the bank for cash and settlement services, the right Savings/Deposit product is "On Demand":


TIME DEPOSITS

Time deposits offer our clients flexibility to save over a longer period of time with client-specific preferences. Our clines are able to choose the term, currency, deposit amounts, frequency of deposits and type of interest payments. At maturity, time deposits can be automatically transferred to the account of our client’s choice.

 

Our savings accounts are designed to offer our clients safe and low risk bank deposits that earn steady income. SDM-Bank offers both Ruble and international currency deposit accounts with favorable interest rates.
SAVINGS FOR INDIVIDUALS
We offer several high quality Saving and Deposit accounts for individuals.

Junior Deposit
 
Revenue Deposit
 
Investor Deposit Capital Deposit
 
Luxury Deposit
 
Optimum Deposit
 
Retirement Deposit Premier Deposit