and Debit Card Services
Our Credit and Debit Card services enable our clients to easily manage their regular spending needs. Our cards are convenient to use for regular mobile bills, utility payments and filling up the car at the gas station.
SMS-SERVICE: MOBILE CARD
Our clients may enjoy SMS-Service linked to their Credit and Debit cards. Our SMS service enables our clients to control and monitor their card activity using a mobile phone.
Mobile phone owners receive the following SMS information on-line:
- Card charge transactions;
- Cash withdrawals;
- Cash inflow on card account and new account balance;
- Available credit limit;
- Card Expiration Date Reminder.
The SMS service is very convenient for monitoring the card's account activity, particularly if the account is used by several individuals.
Our clients use the SMS service to control their account balance and monitor account activity!
The SMS service is complimentary for clients with average account balances of US$ 3,000 during the preceding three months.
The SMS service is complimentary for our Visa Gold and EuroCard/MasterCard Gold clients.
Our clients who do not qualify for a complimentary SMS service, are able to add the service to their card for a monthly fee.
UTILITIES BILL PAYMENT
Clients can use their SDM-BANK cards to pay for public utilities through our ATMs. At present, this service is only available in Moscow. No commission is charged for the service.
MOBILE SERVICE PAYMENTS THROUGH SDM-BANK ATMs
Our clients can use SDM-Bank's credit and debit cards to pay at our ATMs for mobile phone bills with the following companies: MTS, BeeLine, and Megafon.
SDM-Bank does not charge a commission for this service.
Our Gold Cards clients receive a complementary travel insurance policy for domestic and international travel.
Clients who are holders of other SDM-Bank cards are able to purchase the travel insurance separately.
The international travel insurance is underwritten by Open Joint-Stock Insurance Company Ingosstrakh.
ADVANTAGES OF THE INGOSSTRAKH INSURANCE:
- Travel visa facilitation
Ingosstrakh policy is accepted by consulates across the world and facilitates visa processing;
- Emergency treatment
Ingosstrakh customer service department organizes any emergency medical treatment that may be required, including dental care;
- Luggage insurance
The policy also provides luggage insurance and payment of costs related to the search for lost luggage;
- Travel cancellation and legal expenses
The policy also covers expense compensation for cancellation or change of trip time if due to qualified causes, and legal expenses that may arise due to travel complications
- Ingosstrakh controls the quality of all provided services.
- Our clients are able to purchase international travel insurance coverage at a discount if they also hold a Debit and/or Credit Card with the Bank.
- The insurance policy is issued for the term of one year.