Additional Credit and Debit Card Services

Our clients may enjoy SMS-Service linked to their Credit and Debit cards. Our SMS service enables our clients to control and monitor their card activity using a mobile phone.

Mobile phone owners receive the following SMS information on-line:

• Card charge transactions;
•  Cash withdrawals;
•  Cash inflow on card account and new account balance;
•  Available credit limit;
•  Card Expiration Date Reminder.
  

The SMS service is very convenient for monitoring the card's account activity, particularly if the account is used by several individuals.

Our clients use the SMS service to control their account balance and monitor account activity!

The SMS service is complimentary for clients with average account balances of US$ 3,000 during the preceding three months.

The SMS service is complimentary for our Visa Gold and EuroCard/MasterCard Gold clients.

Our clients who do not qualify for a complimentary SMS service, are able to add the service to their card for a monthly fee.

 UTILITIES BILL PAYMENT

Clients can use their SDM-BANK cards to pay for public utilities through our ATMs. At present, this service is only available in Moscow. No commission is charged for the service.

 MOBILE SERVICE PAYMENTS THROUGH SDM-BANK ATMs

Our clients can use SDM-Bank's credit and debit cards to pay at our ATMs for mobile phone bills with the following companies: MTS, BeeLine, and Megafon.

SDM-Bank does not charge a commission for this service.