Documents

• Bylaws of JSC SDM-BANK
  • BYLAWS of SDM-BANK Joint Stock Company
  • BYLAWS of SDM-BANK Joint Stock Company (RUS)
• General meeting of shareholders
• Presentations
  • Full Service Offices (as of June 2006)
  • Regional Branches (as of June 2006)
  • In Focus as of I Quarter 2008
  • In Focus as of II Quarter 2008
• Annual Audited Financial Statements
  • 2003 Audited Financial Statements (IFRS)
  • 2004 Audited Financial Statements (IFRS)
  • 2005 Audited Financial Statements (IFRS)
  • 2006 Audited Financial Statements (IFRS)
  • 2007 Audited Financial Statements (IFRS)
  • 2008 Audited Financial Statements (IFRS)
  • 2009 Audited Financial Statements (IFRS)
  • 2010 Audited Financial Statements (IFRS)
  • 2011 Audited Financial Statements (IFRS)
• Account Opening Documents Forms and Applications
• Forms and Applications
• Annual Reports
  • 2009 Annual Report
  • 2004 Annual Report (RAS)
  • 2005 Annual Report (RAS)
  • 2006 Annual Report (RAS)
  • 2007 Annual Report
  • 2008 Annual Report (RAS)
  • 2010 Annual Report
• Terms and Conditions for corporate accounts
  • Terms and Conditions for corporate accounts
• Certificates
  • Moscow Chamber Certificate notarized with translation
  • Tax Certificate TIN SDM-BANK - Notarized copy with translation
  • Deposit Insurance Certificate – Notarized copy with translation
  • Joint State Register Entry Certificate - Notarized with translation
• Our Shareholders
  • JSC SMD-BANK Ownership Chart
• KYC/AML/PATRIOT Act
  • Title 31 Bank certification for compliance with the US Patriot Act
  • AML & KYC Procedures
  • AML Questionnaire
  • Certification Regarding Correspondent Accounts for Foreign Banks (Annex H)
• Terms and Conditions
  • On-call Accounts
  • Interest Rates for Business Deposits
  • Terms and Conditions for Corporate Accounts (Effective February 17, 2012 )
• Corporate Governance
  • CertificateChamberRus
  • CertificateChamberEng
  • CertificateTaxRus
  • CertificateTaxEng
  • Corporate Governance
  • SDM-BANK General License
  • Deposit Insurance Certificate – Notarized copy with translation
  • General License. Notarized copy with translation
• Ownership Chart
  • Chart
• Deposit Insurance System
  • — CertificateN69
• Standard Settlement Instructions
  • Standard Settlement Instructions
• Account Card Tariffs
  • Tariffs for cards maintenance
  • Tariffs for business cards maintenance
• Account Card
• Moscow
  • ATMs
  • Plat-Forma Terminals
• St. Petersburg
  • ATMs
  • Plat-Forma Terminals
• Voronezh
  • ATMs
  • Plat-Forma Terminals
• Krasnoyarsk
  • ATMs
  • Plat-Forma Terminals
• Nizhni Novgorod
  • ATMs
  • Plat-Forma Terminals
• Perm
  • ATMs
  • Plat-Forma Terminals
• Tver
  • ATMs
  • Plat-Forma Terminals
• Omsk
  • ATMs
  • Plat-Forma Terminals
• Rostov-on-Don
  • ATMs
  • Plat-Forma Terminals
• Western Union Rates
  • Rates for the sending of remittances in rubles and in U.S. dollars(RUS)
• Bank Cards
  • Services
• Opening and maintenance of an accounts (residents and sole traders)
  • Bank account contract
  • Bank account contract (foreign currency)
  • Documents for account opening (foreign currency)
  • Documents for account opening (residents)
  • Documents for account opening (sole trader)
  • Documents for accumulation account opening
  • Account opening form
  • Form on account transfer
  • Account closing form
  • Clients application form
  • Additional clients application form
  • Application form on beneficiary info
  • Fund limit
  • Warrant for receipt of statements
  • List of documents (when changes in the management board)
• For legal entities (non-residents)
  • Bank account statement (RUB)
  • Bank account statement (foreign currency)
  • Documents for account opening (legal entities, non-residents)
• BANK-CLIENT
  • Documents for connection
  • Additional agreement for maintenance (two sides)
  • Additioanal agreement for maintenance (three sides)
  • Additional agreement for account managing
  • Additional agreement for account managing (three sides)
  • Additional agreement to the additional agreement for bank maintenance
  • Additional agreement to the additional agreement for account managing
  • Additional agreement for maintenance
  • Letter of attorney for receiving keys
  • Application for electronic digital signature change (when changing a director)
  • Application for electronic digital signature change (after the change of director)
• Time Deposits
  • Capital
  • Income
  • Multicurrency
• SMS-Services
  • SMS-Services
• Direct debiting
  • RUB
  • Currency (internal transfer)
  • Currency (interbank transfer)
• Money Transfers
  • Additional agreement to the bank account agreement
  • Application on cancellation
• Money transfers in Rubles and foreign currency
  • Additional agreement to the bank account agreement
  • RUB
  • Internal transfer
  • Interbank transfer
• Business Cards
  • Rules
  • Obligations
  • Request for a special bank account opening
  • Request for card reedition
  • Request for card closing
  • Business card application
  • Application for transaction disagreement
  • Additional agreement to the bank account agreement
  • Fund distribution letter
• Account Card
  • Necessary documents
• Collection
  • Agreement for funds convoy
  • Agreement for transportation of values
• Documents for bill operations (RUB)
  • Transfer order
  • Payment obligation
  • Payment in cash
  • Application for accept (accept refusal)
  • Letter of credit
  • Check book application
  • Collection order
  • Collection documents
  • Register of accounts
  • New electronic digital signature application
  • Couirier services
• Samples of the documents filling in
  • Transfer obligation
  • Accept application (accept refusal)
  • Register of an accountancy documents
  • Register of accounts
• Currency account operations
  • exchange operations inquiry
  • Currency supply inquiry
  • Supporting documents inquiry
• Samples of the currency account documents filling in
  • Currency operations inquiry
  • Supporting documentation
• Currency selling
  • Foreign currency selling
  • Foreign currency selling (Moscow Central Stock Exchange)
• Essential documents for currency selling
  • Currency selling form
  • Currency selling form (MCSE)
• Currency purchase
  • Foreign currency purchase form
  • Foreign currency purchase form (MCSE)
• Currency purchase documents filling in samples
  • Currency purchase form
  • Currency purchase form (MCSE)
• Transfer
  • conducting an operation
  • transfer from a transit account
• Essential document for transfers
  • Remittance order
• Transaction certificate
  • Transaction certificate on facility agreement
• Transaction certificate form filling in sample
  • Transaction certificate on credit agreement (non-residents)
• Business Cards
  • Business card form
  • Client form
  • Additional agreement to the bank account agreement
  • Application for a special card account closing
  • Application for a special card account opening
  • Application for account card reedition
  • Application for transaction dissagreement
  • List of funds distribution on business card accounts
  • Obligation to the business card terms and conditions
  • Organization maintenance terms and conditions
• eToken
  • eToken RBS security
• Client-Bank
  • Bank-Client safe usage
  • — User's Guide (in Russian)
• SMS-Notifications
  • Agreement (in Russian)
• Internet client
  • — User's Guide (in Russian)
• SDM-Telebank
  • — SDM-Telebank system user's guide
• Licenses
  • License 6813 Y
  • License 6812 P
  • License 6811 X
• Online-Services
  • Internet Client-Bank operation limit
  • Card account opening terms and conditions
  • Bank account maintenance terms and conditions
  • Application for receiving or changing of the identification means
  • User guide. Version 1.2
  • Account opening terms and conditions (deposit)
• Corporate Governance
  • SDM Bylaws 2009 Rus
  • SDM Bylaws 2009
• FCSM Licenses
  • Securities Markets Professional Participant License
  • Broker License
  • Dealer License
  • Depositor License
• General License
  • General License - Notarized copy with translation
• Terms and Conditions
  • Safe deposit Boxes
• Application Forms
  • Application Questionnaire
  • Credit Limit Application for International Bank Card Holder
  • Application for International Bank Card
  • Profile of the beneficiary (an individual)
  • SMS Notifications Application
  • Money Transfer Application
  • Signature Card
  • Bank Account Operation Request
  • Service Provision Mode Request
  • Questionnaire
• Terms and Conditions
  • Safe Deposit Boxes
  • Plat-Forma Terminals Tariffs for Services
  • Deposit Rates for Individuals
  • Interest Rates
  • Terms and Conditions for Personal Accounts (Effective January 1, 2012)
• Business Deposits
  • Interest Rates for Business Deposits
• Multicurrency Deposit
  • Deposit Rates
• Interim Financial Statements
• "Investor" Deposits
  • Investor-Income
  • Investor-Capital
• Pension Deposits
  • Pension-Income
  • Pension-Capital
• Press-Releases
  • RusRating Upgrades SDM-Bank's Outlook to "Positive"
• Interest Rates
  • Deposit Rates for Individuals
• An Overview Presentation
  • SDM-Bank's Overview Presentation
• Quarterly Financial Statements (Unaudited)