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Partnership Program for Banks

You need to sign a contract with “SDM-Bank” to use this program.

REPLENISHMENT OF THE CLIENTS BANK ACCOUNT

The "Plat-forma" payment system is a system of terminalsthat allows clients of the bank to put cash into their current account, credit and depositary.

Calculations in the "Plat-forma" system are carried out through SDM-BANK which guarantees safety of transfers and high reliability of the system.

Advantages of reception the payments through a system of terminals "Plat-forma" to the banks-partners:

The quantity of terminals provides clients of the bank with a maximum comfort making a credit repayment, a cash deposit or other operations.

The bank-partner can avoid setting up their own system of terminals. This substantially lowers the risks in an operating with cash.

All calculations in the "Plat-forma" system are carried out by SDM-BANK, which guarantees safety of remittances and the maximum speed of cash movement no longer than 24 hours.

"Plat-forma" system terminals are capable of giving out change, and are equipped with bank card readers.

A personalized service scheme is applied to the system. It is based on the client's previous interactions with the system.

It is necessary to choose the technological and financial extent of interaction before cooperation in this manner:

TECHNOLOGICAL SCHEME OF COOPERATION

First, it is necessary to choose the method by which the system will identify the payer:

• By card number;
• By an account number;
• By the contract number or other digital identifiers;

All terminals are equipped by card readers, therefore the bank-partner's plastic card can be used as an ID.

It is required to choose an information mode for transactions data exchange.

The default connection mode is off-line. In this mode the information arrives to the bank once a day.

The "Plat-forma" system is capable of working in on-line mode. In this case, the information on payments arrives in real time.

FINANCIAL CONDITIONS OF INTERACTION

For using the "Plat-forma" system services a percentage is charged from each transaction. The percentage is paid by the client of the bank, the partner bank, or both the client and the partner bank.

The "Plat-forma" system requires 24 hours to perform a transaction.