|
|
|||||
| Millions | Currency |
FYE11 |
FYE10 |
FYE09 | |
|
Balance sheet | |||||
|
Loans to customers |
RUB |
13,758 |
8,657 |
6,720 | |
|
USD |
427 |
284 |
222 | ||
|
Total assets |
RUB |
30,899 |
25,481 |
19,641 | |
|
USD |
960 |
836 |
649 | ||
|
Customer accounts |
RUB |
26,553 |
22,537 |
17,083 | |
|
USD |
825 |
740 |
565 | ||
|
Total liabilities |
RUB |
27,940 |
23,307 |
17,793 | |
|
USD |
868 |
765 |
588 | ||
|
Income statement | |||||
|
Net Interest Income |
RUB |
1,245 |
967 |
354 | |
|
USD |
39 |
32 |
12 | ||
|
Net non-interest Income |
RUB |
393 |
422 |
702 | |
|
|
USD |
12 |
14 |
23 | |
|
Operating Income |
RUB |
1,638 |
1,379 |
1,056 | |
|
|
USD |
51 |
46 |
35 | |
|
Operating Expenses |
RUB |
1,204 |
1,021 |
858 | |
|
|
USD |
37 |
34 |
28 | |
|
Net Profit |
RUB |
371 |
310 |
155 | |
|
|
USD |
12 |
10 |
5 | |
|
Key Ratios (%) | |||||
|
Capital Adequacy |
|
16.25 |
14.50 |
17.98 | |
|
Tier I Ratio |
|
14.06 |
11.95 |
14.44 | |
|
NPL/Customer Loans |
|
2.00 |
2.70 |
4.28 | |
|
| |||||
|
Source Audited financial statements prepared according to IFRS ( average rate RUB 30,2442 per US$1 as of 31.12.2009) Audited financial statements prepared according to IFRS ( average rate RUB 30,4769 per US$1 as of 31.12.2010) Audited financial statements prepared according to IFRS ( average rate RUB 32,1961 per US$1 as of 31.12.2011) | |||||

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